Insurance Risk Analyzer
Evaluates application risk across coverage, claims history, and geography to recommend underwriting actions.
How it works
Inspect the data fetches, transforms, gates, and output this recipe runs.
Data fetch
application
application-reader-insurance
Fetch reader from insurance
▼
Process (28 steps)
coverage_ratio
math
Calculate application requested coverage amount divided by setting high coverage threshold
skip: config.high_coverage_threshold equal 0
coverage_risk_raw
math
Calculate coverage ratio times 100
coverage_risk
math
Calculate 100 min coverage risk raw
claim_history_risk_raw
math
Calculate application applicant prior claims count times 20
claim_history_risk
math
Calculate 100 min claim history risk raw
geo_flood
switch
Map application property geographic risk factors flood to one of: true, false
geo_wildfire
switch
Map application property geographic risk factors wildfire to one of: true, false
geo_hurricane
switch
Map application property geographic risk factors hurricane to one of: true, false
geographic_risk
math
Calculate geo flood plus geo wildfire
geographic_risk_total
math
Calculate geographic risk plus geo hurricane
w_coverage
math
Calculate coverage risk times setting weight coverage
w_claims
math
Calculate claim history risk times setting weight claims
w_geo
math
Calculate geographic risk total times setting weight geo
total_risk
math
Calculate w coverage plus w claims
total_risk_final
math
Calculate total risk plus w geo
is_high
compare
Check if total risk final is at least setting high risk threshold
is_medium
compare
Check if total risk final is at least setting medium risk threshold
risk_level
switch
Map is high to one of: true
risk_level_final
switch
Map risk level to one of: High, true
actions_high
template
Generate text from a template
actions_medium
template
Generate text from a template
actions_low
template
Generate text from a template
recommended_actions
switch
Map risk level final to one of: High, Medium
coverage_issue
compare
Check if coverage risk is greater than 50
claims_issue
compare
Check if claim history risk is greater than 40
geo_issue
compare
Check if geographic risk total is greater than 0
risk_checklist
to_checklist
Format results as an actionable checklist
summary
to_summary
Format results as a summary card
▼
Output
summary
summary
checklist
risk_checklist
Settings
Configurable at install. Defaults shown — change them anytime in Recued.
weight geo
number
=
0.2
weight claims
number
=
0.3
weight coverage
number
=
0.5
high risk threshold
number
=
70
medium risk threshold
number
=
40
high coverage threshold
number
=
500000
Uses (1 ingredient)
Ingredient
application-reader-insurance
application-reader-insurance