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Insurance Risk Analyzer

by recued-core v1 action

Evaluates application risk across coverage, claims history, and geography to recommend underwriting actions.

How it works

Data fetch
▼ application application-reader-insurance
Fetch reader from insurance
▼
Process (28 steps)
■ coverage_ratio math
Calculate application requested coverage amount divided by setting high coverage threshold
skip: config.high_coverage_threshold equal 0
■ coverage_risk_raw math
Calculate coverage ratio times 100
■ coverage_risk math
Calculate 100 min coverage risk raw
■ claim_history_risk_raw math
Calculate application applicant prior claims count times 20
■ claim_history_risk math
Calculate 100 min claim history risk raw
■ geo_flood switch
Map application property geographic risk factors flood to one of: true, false
■ geo_wildfire switch
Map application property geographic risk factors wildfire to one of: true, false
■ geo_hurricane switch
Map application property geographic risk factors hurricane to one of: true, false
■ geographic_risk math
Calculate geo flood plus geo wildfire
■ geographic_risk_total math
Calculate geographic risk plus geo hurricane
■ w_coverage math
Calculate coverage risk times setting weight coverage
■ w_claims math
Calculate claim history risk times setting weight claims
■ w_geo math
Calculate geographic risk total times setting weight geo
■ total_risk math
Calculate w coverage plus w claims
■ total_risk_final math
Calculate total risk plus w geo
■ is_high compare
Check if total risk final is at least setting high risk threshold
■ is_medium compare
Check if total risk final is at least setting medium risk threshold
■ risk_level switch
Map is high to one of: true
■ risk_level_final switch
Map risk level to one of: High, true
■ actions_high template
Generate text from a template
■ actions_medium template
Generate text from a template
■ actions_low template
Generate text from a template
■ recommended_actions switch
Map risk level final to one of: High, Medium
■ coverage_issue compare
Check if coverage risk is greater than 50
■ claims_issue compare
Check if claim history risk is greater than 40
■ geo_issue compare
Check if geographic risk total is greater than 0
■ risk_checklist to_checklist
Format results as an actionable checklist
■ summary to_summary
Format results as a summary card
▼
Output
summary summary
checklist risk_checklist

Settings (6)

Configurable at install. Defaults shown — change anytime in the extension.

weight geo number = 0.2
weight claims number = 0.3
weight coverage number = 0.5
high risk threshold number = 70
medium risk threshold number = 40
high coverage threshold number = 500000

Tags

insurance-core insurancerisk-assessmentunderwriting

Details

29 steps 6 configurable settings recipe_id: analyze-insurance-risk-application

Install

Install in Recued View publisher Open Kitchen

If the webclient is not paired yet, copy analyze-insurance-risk-application and paste it after pairing.