Compares Loan Estimate and Closing Disclosure against 12 CFR §1026.19 tolerances and flags violations.

How it works 17 steps

Inspect the data fetches, transforms, gates, and output this recipe runs.

Process (17 steps)

■ hashed_le hash_replace

Anonymize sensitive fields for safe AI processing

skip: config.enable_ai equal false

■ hashed_cd hash_replace

Anonymize sensitive fields for safe AI processing

skip: config.enable_ai equal false

✦ extract_le ai-extract

AI extracts structured fields from data

skip: config.enable_ai equal false

✦ extract_cd ai-extract

AI extracts structured fields from data

skip: config.enable_ai equal false

■ restored_le hash_restore

Restore anonymized fields back to real values

skip: config.enable_ai equal false

■ restored_cd hash_restore

Restore anonymized fields back to real values

skip: config.enable_ai equal false

■ data_ready all

Check if all conditions are true

■ apr_diff math

Calculate restored cd apr minus restored le apr

skip: step.data_ready equal false

■ apr_ok compare

Check if apr diff is at most 0.125

skip: step.data_ready equal false

■ apr_ok_lower compare

Check if apr diff is at least -0.125

skip: step.data_ready equal false

■ apr_ok_combined all

Check if all conditions are true

skip: step.data_ready equal false

■ origination_ok compare

Check if restored cd origination charges is at most restored le origination charges

skip: step.data_ready equal false

■ cannot_shop_threshold math

Calculate restored le services you cannot shop times 1.1

skip: step.data_ready equal false

■ cannot_shop_ok compare

Check if restored cd services you cannot shop is at most cannot shop threshold

skip: step.data_ready equal false

■ can_shop_threshold math

Calculate restored le services you can shop times 1.1

skip: step.data_ready equal false

■ can_shop_ok compare

Check if restored cd services you can shop is at most can shop threshold

skip: step.data_ready equal false

■ compliance_checklist to_checklist

Format results as an actionable checklist

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Output

checklist compliance_checklist

Settings 1 configurable

Configurable at install. Defaults shown — change them anytime in Recued.

enable ai toggle = on