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Insurance Risk Assessor

by recued-core v1 context

Analyzes insurance application risk using coverage amount, claims history, and geographic factors. Provides risk classification and actionable recommendations.

How it works

Data fetch
▼ application application-reader-insurance
Fetch reader from insurance
▼
Process (24 steps)
⚠ validate_data guard
Stop if application is missing
■ coverage_risk math
Calculate: min(max({{step.application.requested_coverage_amount}} / {{config.high_coverage_threshold}} * 100, 0), 100)
skip: step.application.requested_coverage_amount is_null
■ claim_history_risk math
Calculate: min({{step.application.applicant.prior_claims_count}} * 20, 100)
skip: step.application.applicant.prior_claims_count is_null
■ geo_factors_string join
Join items with ", "
skip: step.application.property.geographic_risk_factors is_null
■ factors_objs map
Extract from each item
skip: step.application.property.geographic_risk_factors is_null
■ flood_items filter
Filter by condition
skip: step.factors_objs is_null
■ flood_score math
Calculate flood items length times 25
skip: step.flood_items is_null
■ wildfire_items filter
Filter by condition
skip: step.factors_objs is_null
■ wildfire_score math
Calculate wildfire items length times 25
skip: step.wildfire_items is_null
■ hurricane_items filter
Filter by condition
skip: step.factors_objs is_null
■ hurricane_score math
Calculate hurricane items length times 25
skip: step.hurricane_items is_null
■ geographic_risk math
Calculate: {{step.flood_score}} + {{step.wildfire_score}} + {{step.hurricane_score}}
skip: step.factors_objs is_null
■ skip_total_risk any
Check if any of the conditions are true
■ total_risk weighted_score
Weighted score from: coverage risk (50%), claim history risk (30%), geographic risk (20%)
skip: step.skip_total_risk equal true
■ is_high_risk compare
Check if total risk is at least 70
skip: step.total_risk is_null
■ is_medium_risk compare
Check if total risk is at least 40
skip: step.total_risk is_null
■ risk_level_high_check switch
Map is high risk to one of: true
■ risk_level_medium_check switch
Map is medium risk to one of: true
■ risk_level coalesce
Use the first available value from: risk level high check, risk level medium check
■ coverage_check to_checklist
Format results as an actionable checklist
■ claims_check to_checklist
Format results as an actionable checklist
■ geo_check to_checklist
Format results as an actionable checklist
■ recommended_actions switch
Map risk level to one of: Low, High, Medium
skip: step.risk_level is_null
■ summary_metrics to_summary
Format results as a summary card
skip: step.total_risk is_null
▼
Output
summary summary_metrics
checklist coverage_check
checklist claims_check
checklist geo_check
text recommended_actions

Settings (1)

Configurable at install. Defaults shown — change anytime in the extension.

high coverage threshold number = 500000

Tags

insurance-core insurancerisk-assessmentunderwritingapplication

Details

25 steps 1 configurable settings recipe_id: assess-risk-insurance-application

Install

Install in Recued View publisher Open Kitchen

If the webclient is not paired yet, copy assess-risk-insurance-application and paste it after pairing.