Reviews credit decision factors for ECOA compliance, flags prohibited/proxy factors, and generates compliance checklist.

How it works 9 steps

Inspect the data fetches, transforms, gates, and output this recipe runs.

Process (9 steps)

⚠ guard_data guard

Stop if applied factors is empty

■ ai_ready compare

Check if setting enable ai equals true

■ hashed_factors hash_replace

Anonymize sensitive fields for safe AI processing

✦ classify_factors ai-classify

AI classifies data into one of the given categories

skip: step.ai_ready equal false

■ restored_factors hash_restore

Restore anonymized fields back to real values

skip: step.ai_ready equal false

■ prohibited filter

Filter by condition

skip: step.ai_ready equal false

■ proxy filter

Filter by condition

skip: step.ai_ready equal false

■ has_violations any

Check if any of the conditions are true

■ compliance_checklist to_checklist

Format results as an actionable checklist

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Output

checklist compliance_checklist

Settings 1 configurable

Configurable at install. Defaults shown — change them anytime in Recued.

enable ai toggle = on