FCRA Adverse Action Compliance

by recued-core v1 action

Verifies compliance with 15 U.S.C. §1681m adverse action notice requirements for denied rental applications.

Data fetch

▼ deal deal-reader-hubspot

Fetch reader from hubspot

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Process (10 steps)

⚠ guard_status guard

Stop if deal status is not one of

■ decision_date coalesce

Use the first available value from: deal decision date, deal updated at

■ days_since_decision date_diff

Calculate days between decision date and deal adverse action notice date

skip: step.deal.adverse_action_notice_date is_null

■ notice_sent compare

Check if deal adverse action notice sent equals true

■ days_late compare

Check if days since decision is greater than 3

skip: step.deal.adverse_action_notice_date is_null

■ notice_issue any

Check if any of the conditions are true

■ source_disclosed compare

Check if deal screening report source has data

■ copy_notice compare

Check if deal applicant right to copy notice sent equals true

■ dispute_notice compare

Check if deal applicant right to dispute notice sent equals true

■ fcra_checklist to_checklist

Format results as an actionable checklist

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Output

checklist fcra_checklist

11 steps recipe_id: verify-fcra-adverse-action-hubspot

If the webclient is not paired yet, copy verify-fcra-adverse-action-hubspot and paste it after pairing.