Verifies new policyholder identity per Bank Secrecy Act and FinCEN guidance, screening against OFAC, PEP, and adverse media.

How it works 12 steps

Inspect the data fetches, transforms, gates, and output this recipe runs.

Process (12 steps)

■ hashed_pii hash_replace

Anonymize sensitive fields for safe AI processing

■ biz_name coalesce

Use the first available value from: hashed pii data business name,

◆ search_results search-exa

Search on exa

✦ ai_classify ai-classify

AI classifies data into one of the given categories

skip: config.enable_ai equal false

■ ai_category coalesce

Use the first available value from: ai classify category, clean

■ ai_reasoning coalesce

Use the first available value from: ai classify reasoning, Screening disabled

■ id_verified compare

Check if applicant govt id on file equals

■ ofac_clean compare

Check if ai category does not equal

skip: config.enable_ai equal false

■ pep_clean compare

Check if ai category does not equal

skip: config.enable_ai equal false

■ adverse_clean compare

Check if ai category does not equal

skip: config.enable_ai equal false

■ all_pass all

Check if all conditions are true

■ compliance_checklist to_checklist

Format results as an actionable checklist

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Output

checklist compliance_checklist

Settings 1 configurable

Configurable at install. Defaults shown — change them anytime in Recued.

enable ai toggle = on